New four-tier rules for motor insurance to come into effect from December 15
Insurance companies have warned customers against skipping important covers to save on premiums
By Capital Kranti desk, Gandhinagar · Editor: Parth Thakkar
4 November 2026, 9:28 pm · Updated 11:59 pm · 1 min read
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IRDAI has formulated new four-tier framework rules for motor insurance for cars and bikes, which will come into effect from December 15, 2026. According to a report by Business Standard, these new rules will provide policyholders with more flexibility in choosing coverage.
However, insurance companies have cautioned customers that by not opting for optional covers to reduce premiums, they may end up with inadequate protection. Under this new framework, insurance policies will now be divided into four parts, the details of which have been provided by NDTV India.
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