EPS-95 pensioners can submit digital life certificate from home

According to a report by The Economic Times, EPS-95 (Employees' Pension Scheme) pensioners will no longer need to visit a bank branch or pension disbursement office to submit their annual Digital Life Certificate (DLC). Pensioners can generate their Jeevan Pramaan or DLC from their homes using the Aadhaar face authentication facility on the Umang app. This new feature will make it easier for all pensioners, including the elderly and those with physical disabilities who find it difficult to travel, to submit their annual life certificate.

EPS-95 pensioners can now submit their DLC at any time during the year. This DLC remains valid for one year from the date of submission. During this one-year period, pensioners continue to receive their pension regularly. It is mandatory for pensioners to submit this certificate every year to keep the pension active. Submitting the certificate within the stipulated time frame is extremely important to ensure there is no interruption in pension disbursement. This certificate serves as proof that the person receiving the pension is alive.

This process can be completed with the help of a smartphone camera and the Aadhaar face authentication app. One can generate the DLC by filling in pension and other details in the app and completing the face recognition process. After the process is completed, a Jeevan Pramaan ID and a link to download the certificate are sent via SMS. Before submitting the life certificate through the Umang app, it is necessary to have an Aadhaar number, a mobile number linked to Aadhaar and the bank or pension account, Pension Payment Order (PPO) details, and the AadhaarFaceRd app installed on the phone.

The steps to submit the DLC through the Umang app are as follows. First, open the Umang app, search for Jeevan Pramaan, and click on 'Generate Life Certificate'. Then, select 'Face Recognition', for which the AadhaarFaceRd app will be required. Now, enter your Aadhaar number and verify it with the OTP received on your registered mobile number. After this, provide pension details such as your name, type of pension, organization, sanctioning authority, and disbursing agency. Then, input your PPO and pension account number.

In this process, further fill in miscellaneous declarations such as questions regarding employment and remarriage. Review all the information and press 'Next'. Preview the form and ensure that all required boxes are checked, then click on submit. Check the consent box and submit again. Finally, follow the instructions of the AadhaarFaceRd app, place your face in front of the camera, and complete the process. After submission, a message indicating the completion of registration will appear. Then, go to 'View Certificate', enter your Pramaan ID, and view your Digital Life Certificate.